DenverTech Insurance

Huge Savings on Workers Compensation Coverage for General Contractors and Sub Contractors

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Big Savings on Workers Compensation Coverage!

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• Are you a Pinnacol client in “Sticker Shock” over your Workers Compensation Renewal?  
• Improve your claims history track record, your current safety practices and limit your liability/exposure.
• Reduce claims costs, the claims payment cycle and fraud. Are you frustrated with how your current carrier manages open workers compensation claims?  Are they mismanaged with overlooked details and unnecessary expense incurred?   Reduce claims costs, the claims payment cycle and fraud?
• Potential savings of 30-60% BELOW Pinnacol premiums with an alternative self funded workers compensation plan that includes Payroll/HR/Compliance/Safety. 
• A Workers Compensation Plan that PAYS YOU BACK a portion of your premiums if you have little or no claims!

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Examples of Bundled Workers Compensations Savings: includes Worker Compensation/Safety Mgr/Claims Mitigation/Payroll/ HR/Compliance

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? Concrete Contractor  $1.5 million payroll (33 employees)  Pinnacol $80,000  New WC $50,000  Savings $30,000

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? Window Installation  $1 million payroll (25 employees) Pinnacol $65,000 New WC $40,000  Savings $15,000

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? HVAC/Plumbing         $2.5 million payroll (65 employees)  Pinnacol $125,000  New WC $90,000  Savings $35,000   

We specialize Next Gen Employee Benefits:

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Level Funding with Refund Potential: Level funding provides healthy groups with savings of 20-50% off of fully insured small group health plans.   We work with Aetna, Humana, UHC, Cigna and other products that utilize Cigna and Aetna's networks.  If you have 1099 workers that work mostly full time for you, we also have programs that allow you to include them in your benefits plan.  We get your employees into plans with LOWER DEDUCTIBLES, and copays for things like ER!

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We have subcontracing businesses with 10-12 employees who are saving $30,000+ annually and some are getting $9000-$10,000 checks back after the plan year.